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Founded in 1868, Frost is the largest Texas-based banking organization that operates only in Texas, with more than 100 financial centers including two locations in the Pearland area.

What started as a small downtown San Antonio bank is now Cullen/Frost Bankers, Inc. (NYSE: CFR), a multi-billion dollar financial holding company with thousands of employees statewide.

Frost provides a full range of commercial and consumer banking products, investment and brokerage services, insurance products and investment banking services. Also, Frost has a processing center in Dallas, making it the only Texas bank with three in the state. As of December 31, 2008, Cullen/Frost’s assets totaled $15 billion.

Frost exited the residential mortgage business in 2000 focusing on offering services that build and strengthen customer relationships. This decision helped Frost avoid the mortgage meltdown. Frost elected not to apply for federal funding under the TARP in October 2008 because it was well capitalized and did not want to dilute shareholder value.